Sunday, September 23, 2018

 RacismLogo02


Upcoming Webinar

Dying While Black:
Why Reparations is the Only Cure for the Black Health Deficit!

September 25, 6:00 p.m.   
Free - Registration Required: http://bit.ly/2wO4dhl 

Amy J. Schmitz

Excerpted from: Amy J. Schmitz, Females on the Fringe: Considering Gender in Payday Lending Policy, 89 Chicago-Kent Law Review 65 - 112, 148- 100 (2014) (327 Footnotes) (Full Article)


Amy J SchmitzThe law has done little to address contextual realities regarding payday loans, let alone data suggesting that these loans disproportionately burden women. General contract law seeks to limit intrusion on freedom of contract or consideration of context. Additionally, discrimination laws are largely ineffective in combatting more subtle discrimination via stereotyping that impacts payday lending practices. Furthermore, federal banking law limits the extent to which states can regulate payday loans, and state laws create conflicts and confusion because of states' varied approaches toward payday lenders. Moreover, it is very difficult for regulators to police online lenders and lenders affiliated with Native American tribes who benefit from sovereign immunity.

To post comments, you need to register and login. To register, go to the Login module below.

The site is available without logging in. However, if you want to post a comment you must login. Your email address will only be use to provide updates on race, racism and the law.

Updates/Notices

This will sign you up for regular updates - about one email per week. Your email is NOT shared or sold. Thank you! Prof. Randall

Recent Articles

 

 patreonblack01